Introduction

This document describes the system provided by the Ownera implementation of the FinP2P specifications defined here: https://finp2p.atlassian.net/wiki/spaces/FINP2P/overview

Mission

Ownera is a technology firm dedicated to providing global financial institutions with interoperability software.

Our mission is to interconnect platforms for tokenized real-world assets across technologies, services, and asset classes, creating a unified, secure, and liquid global assets market.

This enables investors to instantly own, trade, and leverage any asset, anywhere.

The FinP2P Protocol

FinP2P is an open Application Orchestration Layer for financial markets, much like TCP/IP was for the internet. It enables financial institutions to connect in a standardized way to facilitate the trading and settlement of financial assets. This is achieved by updating records of asset ownership in digital ledgers maintained by these institutions.

The FinP2P Network comprises a series of bi-lateral peer-to-peer connections between FinP2P Routers, operated by regulated institutions (e.g., banks, asset managers). These institutions can perform various regulated activities on the network, such as asset issuance, custody, and brokerage services.

Transactions on the network are initiated as Intents (e.g., subscribe, redeem, buy, sell, repo, private offer). Routers negotiate and form Orchestration Plans — agreements that define how these intents will be executed across participants, custodians, and payment rails, ensuring atomic settlement.

The FinP2P network is formed by peer-to-peer routers operated by regulated institutions (banks, asset managers, custodians, etc.). These routers serve as a thin orchestration layer, providing a unified API to multiple blockchains and applications and enabling cross-ledger transactions without bespoke integrations.

FinP2P defines a network protocol and a set of specification APIs that aim to provide a communication abstraction layer between applications, data privacy and distributed ledger implementations.

The Ownera Router

The Ownera Router is the production-grade implementation of the FinP2P specification. It enables institutions to participate in the network by taking on distributed roles — such as issuer, transfer agent, custodian, broker, distributor, or payment provider — without central intermediaries

The Ownera Router:

• Implements the FinP2P specifications
• Provides a unified API for applications and integrations
• Supports multi-chain connectivity via adapters and connectors (Ethereum, Corda, Tezos, Hedera, Canton, etc.)
• Enables deployment of SuperApps for any asset class or use case through the open SuperApp Store